Peace of Mind
Is a Phone Call Away
At The HgO Group, we help Miami residents make confident insurance decisions-whether you're near Bayside Marketplace, Little Havana, or Brickell. Our independent agents provide clarity on Medicare, ACA health plans, and life insurance so you can move forward with peace of mind.
Call us at (800) 489-2633 or Get Started to schedule your free consultation.
Coverage for Life and Work
Find the Coverage That Fits You
We're not here to push policies. We're here to help you choose the right path forward-with personal support every step of the way. Here's how we can help:
Medicare Solution
Whether you're turning 65 in Miami or reviewing your plan during Open Enrollment, our agents explain Medicare Part A & B, Advantage options, Part D drug coverage, Medigap supplements, and IRMAA adjustments-helping you compare plans from Brickell to Coral Gables with ease.
Health Insurance (Under 65)
Miami residents under 65 can explore ACA Marketplace health plans, short-term coverage, and SEP options with our help. From Little Havana to South Beach, we'll guide you to affordable, effective health insurance tailored to your family's needs.
WHY CHOOSE US
Why Clients Choose The HgO Group
We're not your average insurance agency, and we don't want to be. Here's what sets us apart:
Independent & Licensed in 30 States
We're not tied to any one carrier, which means we work for you-not the insurance companies.
No-Cost Consultations
You won't pay us a fee. Ever. Our services are 100% covered by the carriers we represent.
Long-Term Support, Not One-Time Sales
We'll be here for your annual reviews, plan changes, and late-night questions-year after year.
Nationwide Services, Local Roots
Based near Morrisville and Cary, NC, we proudly serve clients across the United States - from Florida to Texas, Illinois to California. Whether you're comparing Medicare plans in Phoenix, exploring ACA options in Atlanta, or thinking through life insurance in Chicago, we're here to help.
TESTIMONIALS
What Our Clients Say
Real feedback from people we've helped; updated regularly as our reviews grow.
Gerald C, Alabama
I find Randy Lawson to be honest, trustworthy and very knowledgeable. I suggest you choose Randy Lawson to help you through Medicare supplement choices and signup, you will be glad you did.
Evelyn B, Louisiana
I have been working with you for two years now NEVER have you disappointed me. Words cannot express my gratefulness!
Chuck F, Iowa
When ya need a lawer you get one. When ya need your taxes done you get a tax person. When ya need Ins. you get Randy.
Peggy E, North Carolina
I can’t ever say enough positive things about the service Randy provides! I always share his contact information with anyone I know.
Ready to Take the Next Step?
Miami residents don't have to navigate Medicare or ACA health plans alone-call (800) 489-2633 or contact us today for a free consultation and peace of mind.
Call 800-489-2633 or Contact Us to schedule a one-on-one consultation.
Peace of mind is just a phone call away.