About The HgO Group
Your Insurance Guides

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Trusted, Independent Insurance Agents Focused on Peace of Mind

 At The HgO Group, we believe choosing insurance shouldn't feel like a gamble. That's why we exist-to be a steady, informed, and relationship-driven guide in a system that often feels overwhelming. As experienced Medicare advisors and independent insurance agents, we're here to help you make confident, informed decisions without pressure or confusion.


We're not just another insurance agency. We're a family-run team built on trust, accessibility, and a commitment to long-term service. Our clients don't come to us for a one-time quote-they come for peace of mind.

Guidance You Can Trust

Built on Values That Actually Mean Something

We didn't build this agency to chase commissions-we built it to help people. Our philosophy is simple:

"We don't just offer plans; we offer peace of mind."

Our mission is to provide clear, honest, and customized insurance guidance to individuals and families across the country. That means listening first, walking you through your options second, and supporting you long after your policy is in place. Whether you're looking for help with Medicare, ACA health insurance, or life insurance, we're here for the long haul-not the hard sell.

MEET THE FOUNDER

Randy Lawson

Randy Lawson started The HgO Group with one goal in mind: to make insurance human again. With decades of experience navigating the complexities of Medicare and health coverage, Randy brings clarity, patience, and integrity to every conversation. He's helped thousands of clients understand their options-not just by reciting policy terms, but by translating them into real-life impacts.


You won't get a script or a sales pitch from Randy. You'll get straight answers and steady support from someone who treats you like family.

Our Team

Meet Our Team

Our team includes licensed agents who specialize in different types of coverage-including under-65 health insurance plans, Medicare Advantage, prescription drug plans, and life insurance solutions. Each team member brings a shared commitment to service, education, and earning your trust.

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Licensed in 30 States & Serving Clients Nationwide

The HgO Group is proud to serve clients across the United States. We are currently licensed in 30 states, giving us the ability to assist a wide range of individuals and families-whether you're enrolling in Medicare for the first time or reviewing your ACA health options for the year ahead.


Our team is based in North Carolina, but we're equipped and ready to help clients nationwide through phone consultations, online tools, and personalized service. No matter where you live, you can expect prompt, honest, and expert guidance.

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WHY CHOOUSE US

What Sets The HgO Group Apart

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Independent, Unbiased Advice

We work for you-not for the insurance carriers. That means your best interest always comes first.

No Cost to You

Our services are fully covered by the insurance carriers. You'll never pay us a fee for help.

Medicare & ACA Specialists

From enrollment to annual reviews, we stay current on Medicare rules, ACA subsidies, and coverage changes-so you don't have to.

Long-Term Relationships, Not Quick Sales

We offer support before, during, and after enrollment. Whether it's comparing plans, filing a claim, or updating coverage, we're here to help.

Plainspoken Support You Can Trust

We translate insurance jargon into everyday language so you can make confident choices.

TESTIMONIALS

What Clients Say About Working With Us

Our clients come to us for clarity-and stay with us for the relationship. Their words say it best.

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Gerald C, Alabama

I find Randy Lawson to be honest, trustworthy and very knowledgeable. I suggest you choose Randy Lawson to help you through Medicare supplement choices and signup, you will be glad you did.

Evelyn B, Louisiana

I have been working with you for two years now NEVER have you disappointed me. Words cannot express my gratefulness!

Chuck F, Iowa

When ya need a lawer you get one. When ya need your taxes done you get a tax person. When ya need Ins. you get Randy.

Peggy E, North Carolina

I can’t ever say enough positive things about the service Randy provides! I always share his contact information with anyone I know.

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Let's Talk About What You Need

Whether you're new to Medicare, exploring ACA coverage, or thinking through life insurance options, we're ready to help.


Contact us today to schedule a free, no-pressure consultation. Peace of mind is just a phone call away.