Peace of Mind
Is a Phone Call Away
At The HgO Group, we help Chicagoans make smart insurance choices that fit their lifestyle. From Millennium Park to the Magnificent Mile and the neighborhoods of Naperville or Oak Park, we offer expert guidance on Medicare, ACA, and life insurance tailored to your needs.
Call us at (800) 489-2633 or Get Started to schedule your free consultation.
Coverage for Life and Work
Find the Coverage That Fits You
We're not here to push policies. We're here to help you choose the right path forward-with personal support every step of the way. Here's how we can help:
Medicare Solution
Chicago is full of Medicare options, and we make them easy to understand. From the Loop to Lincoln Park and Naperville, our team covers Medicare Part A & B, Advantage plans, Part D, Medigap supplements, and premium adjustments-always tailored to your health and budget needs.
Health Insurance (Under 65)
In Chicago, our independent agents explain ACA Marketplace enrollment, Special Enrollment rules, and short-term plan options. Whether you're in the Loop, Bronzeville, or Oak Park, we'll guide you toward health coverage that fits your stage of life.
WHY CHOOSE US
Why Clients Choose The HgO Group
We're not your average insurance agency, and we don't want to be. Here's what sets us apart:

Independent & Licensed in 30 States
We're not tied to any one carrier, which means we work for you-not the insurance companies.
No-Cost Consultations
You won't pay us a fee. Ever. Our services are 100% covered by the carriers we represent.
Long-Term Support, Not One-Time Sales
We'll be here for your annual reviews, plan changes, and late-night questions-year after year.
Nationwide Services, Local Roots
Based near Morrisville and Cary, NC, we proudly serve clients across the United States - from Florida to Texas, Illinois to California. Whether you're comparing Medicare plans in Phoenix, exploring ACA options in Atlanta, or thinking through life insurance in Chicago, we're here to help.
TESTIMONIALS
What Our Clients Say
Real feedback from people we've helped; updated regularly as our reviews grow.


Gerald C, Alabama
I find Randy Lawson to be honest, trustworthy and very knowledgeable. I suggest you choose Randy Lawson to help you through Medicare supplement choices and signup, you will be glad you did.
Evelyn B, Louisiana
I have been working with you for two years now NEVER have you disappointed me. Words cannot express my gratefulness!
Chuck F, Iowa
When ya need a lawer you get one. When ya need your taxes done you get a tax person. When ya need Ins. you get Randy.
Peggy E, North Carolina
I can’t ever say enough positive things about the service Randy provides! I always share his contact information with anyone I know.
Ready to Take the Next Step?
Chicagoans looking for Medicare, ACA, or life insurance support can call (800) 489-2633 today-peace of mind and personalized guidance are just a call away.
Call 800-489-2633 or Contact Us to schedule a one-on-one consultation.
Peace of mind is just a phone call away.