Protecting Yourself from Medicare Scams

October is both Cybersecurity Awareness Month and the start of Medicare’s Annual Enrollment Period, making it a crucial time to heighten vigilance against scams. During this period, scammers ramp up their efforts, preying on those who may be feeling overwhelmed by the decision-making process. We understand how stressful this can be and are here to provide you with the information needed to protect yourself and your loved ones.

Be Cautious with Unexpected Contact

 

It's important to remember that Medicare will never call, text, or email to solicit personal details or payments. If you receive such communications, hang up, delete, and report them immediately. Trust your instincts—if something feels off, it probably is.

Understand Common Scam Tactics

 

Scammers often use offers of "free" medical equipment or tests in exchange for your Medicare number. Be wary of threats about an expiring card or plan or any conversations involving high-pressure sales tactics. Recognizing these red flags is key to avoiding scams.

Strengthen Your Digital Defenses

 

Protect your digital presence by practicing safe measures: create strong, unique passwords, activate Multi-Factor Authentication, install antivirus software, and ensure your security patches are up to date. Avoid clicking on unfamiliar links that could compromise your information.

Be Mindful on Social Media

 

We recommend limiting the amount of personal information you share on social media. Even seemingly harmless quizzes or posts can be tools for collecting data used to breach your accounts or guess answers to security questions.

Know How to Respond

• Hang up on suspicious callers.
• Block and report scam messages.
• Avoid opening the door to unknown visitors.
• Regularly review your Medicare notices for unauthorized charges.
• Report any fraud by calling 1-800-MEDICARE or your local Senior Medicare Patrol.

Vigilance is your best defense when it comes to protecting your personal and financial information. Remember, help is always available from Medicare and trusted advisors. Don’t hesitate to reach out if you have any questions or need guidance during the Annual Enrollment Period.